PPI FAQ’s
Are there any upfront fees?
We DO NOT charge ANY upfront fees. There are also NO hidden charges.
How long does a claim take?
Typically it takes around twelve weeks to recover your monies. However time scales can be shorter or longer in some cases.
Can my loan be written off?
Some of our competitors claim that they can get your loan written off. You should be very wary of anyone making such claims, as many such companies will also be asking for upfront payments from yourself. In short, it is a sales gimmick. It is however possible that the interest and compensation that we recover, could outweigh the outstanding balance on the loan.
Will my credit rating be affected if I make a claim?
NO. We guarantee we will professionally process your claim through the courts and deal with the lenders. You will not be black listed or suffer any credit rating penalties.
Can I reclaim PPI on credit cards?
In short. Yes you can.
What are your charges?
We charge 25% of any amount that we recover. That’s it! There are no hidden fees at all as fees are only levied on successful claims. Our fees are transparent and we have priced our service at a competitive and ethical rate.
Could I end up out of pocket?
NO, not in any circumstances. We are an ethical, professional company and we will not allow that to happen.
Can I claim back PPI myself?
Lenders have been adopting all kinds of bully-boy tactics to put people off claiming, even though you are legally entitled. Lenders have been less than honest in the letters they have sent out, which imply there is no case to answer. Sadly these are lies, which our legal team see straight through.
Although it is of course possible, many people have been put off by the legal language of the lenders trying to defend their position. Our legal team see this every day and are used to this. They have already won cases for people like you. They provide you with the peace of mind to get on with your life and leave all of the negotiation to us!
Although we do not claim to offer a greater chance of reclaiming by using us, we certainly make the whole process much more straight-forward and a lot less stressful.
Is it unfair on banks and lenders?
Well firstly the mis-selling we are investigating on your behalf is against the law! We will thoroughly check each case individually to discover if mis-selling has in fact, taken place. IF and only IF there has been mis-selling, THEN we will take on your case. We cannot and will not take forward perfectly legitimate PPI-loans.
Keep in mind that your lender has deliberately and secretly conned you by mis-selling illegally. They have been unfair to you. This is massive! They have ripped you off and its time now for you to reclaim what you are legally entitled to.
Has my PPI policy been mis-sold?
If you have PPI with your secured or unsecured loan, then there is a good chance that we can help you to reclaim the substantial PPI fee you already paid out. Our experienced legal team have a track record of success, which means these are facts that we are giving you now and not just lender or media hype.
Is it risky to lose my PPI cover?
Many policies can’t be claimed against in a number of scenarios anyway. They have been mis-sold and are in some cases useless. When we look at your case, we will tell you honestly whether or not your policy was mis-sold to you. We can also arrange to provide you with the correct insurance cover upon the completion of your claim, for full peace of mind.
Will my credit rating be affected if I make a claim?
NO. The Ministry of Justice has been set up to regulate the mis-selling and lenders are not allowed to use such bullying and illegal tactics. We guarantee we will professionally process your claim through the courts and deal with the lenders. You will not be black listed or suffer any credit rating penalties.
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